{"id":9268,"date":"2024-01-08T15:50:09","date_gmt":"2024-01-08T20:50:09","guid":{"rendered":"https:\/\/nationalfairhousing.org\/?p=9268"},"modified":"2024-01-11T14:59:37","modified_gmt":"2024-01-11T19:59:37","slug":"mary-robertos-journey-to-homeownership","status":"publish","type":"post","link":"https:\/\/nationalfairhousing.org\/mary-robertos-journey-to-homeownership\/","title":{"rendered":"Mary &#038; Roberto&#8217;s Journey to Homeownership"},"content":{"rendered":"\n<p class=\"content-wrap-item post__paragraph\">In 2021, Mary, Roberto, and their four children came to the <a href=\"https:\/\/nedahome.org\/\">Neighborhood Development Alliance (NeDA)<\/a> in Saint Paul, Minnesota with the goal of purchasing a home. They were financially prepared to do so, but the only barriers that remained were their down payment and closing costs. The ITIN loan product for which they qualified required a larger down payment, so NeDA worked with their family to create a spending plan that would allow them to save for their goal. One element was the utilization of a <a href=\"https:\/\/minnesotafaim.org\/\">FAIM Matched Saving Account<\/a>, a MN state program that matches residents&#8217; savings 3:1.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"content-wrap-item post__paragraph\">As Roberto and Mary continue to save, new obstacles arose: rapidly increasing home prices and interest rates complicated their savings journey towards a home. When NeDA became a grantee of NFHA&#8217;s Inclusive Communities Fund, the last piece of the mathematic puzzle fell into place. The ICF funds along with FAIM savings successfully closed the gap families faced between their savings and purchasing a home.<\/p>\n\n\n\n<p class=\"content-wrap-item post__paragraph\">With the support of NFHA under the Inclusive Communities Fund, Mary and Roberto were able to proceed with applying and being approved for the ITIN loan, get a trusted realtor, and begin the process of selecting and buying a home. NeDA said, &#8220;This began one of the most beautiful journeys for their family. It was also incredibly rewarding for each of us at NeDA who were with them at each step of the way, to see their dream come true.&#8221; On March 6<sup>, <\/sup>2023, they closed on their home and began a new chapter of building their wealth as a family.&nbsp;&nbsp;<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"content-wrap-item post__image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/nationalfairhousing.org\/wp-content\/uploads\/2024\/01\/MR-3-1024x773.jpg\" alt=\"\" class=\"wp-image-9278\" style=\"width:691px;height:518px\" width=\"691\" height=\"518\"\/><\/figure>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>In 2021, Mary, Roberto, and their four children came to the Neighborhood Development Alliance (NeDA) in Saint Paul, Minnesota with the goal of purchasing a home. They were financially prepared to do so, but the only barriers that remained were their down payment and closing costs. The ITIN loan product for which they qualified required [&hellip;]<\/p>\n","protected":false},"author":28,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[147],"tags":[],"class_list":["post-9268","post","type-post","status-publish","format-standard","hentry","category-icf-testimonials"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Mary &amp; Roberto&#039;s Journey to Homeownership - NFHA<\/title>\n<meta name=\"description\" content=\"In 2021, Mary, Roberto, and their four children came to the Neighborhood Development Alliance (NeDA) in Saint Paul, Minnesota with the goal of purchasing a home. They were financially prepared to do so, but the only barriers that remained were their down payment and closing costs. The ITIN loan product for which they qualified required [&hellip;]\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nationalfairhousing.org\/mary-robertos-journey-to-homeownership\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mary &amp; Roberto&#039;s Journey to Homeownership - NFHA\" \/>\n<meta property=\"og:description\" content=\"In 2021, Mary, Roberto, and their four children came to the Neighborhood Development Alliance (NeDA) in Saint Paul, Minnesota with the goal of purchasing a home. They were financially prepared to do so, but the only barriers that remained were their down payment and closing costs. The ITIN loan product for which they qualified required [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/nationalfairhousing.org\/mary-robertos-journey-to-homeownership\/\" \/>\n<meta property=\"og:site_name\" content=\"NFHA\" \/>\n<meta property=\"article:published_time\" content=\"2024-01-08T20:50:09+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-01-11T19:59:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/nationalfairhousing.org\/wp-content\/uploads\/2024\/01\/MR-3-1024x773.jpg\" \/>\n<meta name=\"author\" content=\"Andrea Lau\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Andrea Lau\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/nationalfairhousing.org\/mary-robertos-journey-to-homeownership\/\",\"url\":\"https:\/\/nationalfairhousing.org\/mary-robertos-journey-to-homeownership\/\",\"name\":\"Mary & Roberto's Journey to Homeownership - NFHA\",\"isPartOf\":{\"@id\":\"https:\/\/nationalfairhousing.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/nationalfairhousing.org\/mary-robertos-journey-to-homeownership\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/nationalfairhousing.org\/mary-robertos-journey-to-homeownership\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/nationalfairhousing.org\/wp-content\/uploads\/2024\/01\/MR-3-1024x773.jpg\",\"datePublished\":\"2024-01-08T20:50:09+00:00\",\"dateModified\":\"2024-01-11T19:59:37+00:00\",\"author\":{\"@id\":\"https:\/\/nationalfairhousing.org\/#\/schema\/person\/fcd54a13e68714d0ff8786c2a5e47104\"},\"breadcrumb\":{\"@id\":\"https:\/\/nationalfairhousing.org\/mary-robertos-journey-to-homeownership\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/nationalfairhousing.org\/mary-robertos-journey-to-homeownership\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/nationalfairhousing.org\/mary-robertos-journey-to-homeownership\/#primaryimage\",\"url\":\"https:\/\/nationalfairhousing.org\/wp-content\/uploads\/2024\/01\/MR-3.jpg\",\"contentUrl\":\"https:\/\/nationalfairhousing.org\/wp-content\/uploads\/2024\/01\/MR-3.jpg\",\"width\":1060,\"height\":800},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/nationalfairhousing.org\/mary-robertos-journey-to-homeownership\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/nationalfairhousing.org\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Mary &#038; Roberto&#8217;s Journey to Homeownership\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/nationalfairhousing.org\/#website\",\"url\":\"https:\/\/nationalfairhousing.org\/\",\"name\":\"NFHA\",\"description\":\"National Fair Housing Alliance\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/nationalfairhousing.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/nationalfairhousing.org\/#\/schema\/person\/fcd54a13e68714d0ff8786c2a5e47104\",\"name\":\"Andrea Lau\",\"url\":\"https:\/\/nationalfairhousing.org\/author\/aolau\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Mary & Roberto's Journey to Homeownership - NFHA","description":"In 2021, Mary, Roberto, and their four children came to the Neighborhood Development Alliance (NeDA) in Saint Paul, Minnesota with the goal of purchasing a home. They were financially prepared to do so, but the only barriers that remained were their down payment and closing costs. The ITIN loan product for which they qualified required [&hellip;]","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/nationalfairhousing.org\/mary-robertos-journey-to-homeownership\/","og_locale":"en_US","og_type":"article","og_title":"Mary & Roberto's Journey to Homeownership - NFHA","og_description":"In 2021, Mary, Roberto, and their four children came to the Neighborhood Development Alliance (NeDA) in Saint Paul, Minnesota with the goal of purchasing a home. They were financially prepared to do so, but the only barriers that remained were their down payment and closing costs. The ITIN loan product for which they qualified required [&hellip;]","og_url":"https:\/\/nationalfairhousing.org\/mary-robertos-journey-to-homeownership\/","og_site_name":"NFHA","article_published_time":"2024-01-08T20:50:09+00:00","article_modified_time":"2024-01-11T19:59:37+00:00","og_image":[{"url":"https:\/\/nationalfairhousing.org\/wp-content\/uploads\/2024\/01\/MR-3-1024x773.jpg","type":"","width":"","height":""}],"author":"Andrea Lau","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Andrea Lau","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/nationalfairhousing.org\/mary-robertos-journey-to-homeownership\/","url":"https:\/\/nationalfairhousing.org\/mary-robertos-journey-to-homeownership\/","name":"Mary & Roberto's Journey to Homeownership - NFHA","isPartOf":{"@id":"https:\/\/nationalfairhousing.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/nationalfairhousing.org\/mary-robertos-journey-to-homeownership\/#primaryimage"},"image":{"@id":"https:\/\/nationalfairhousing.org\/mary-robertos-journey-to-homeownership\/#primaryimage"},"thumbnailUrl":"https:\/\/nationalfairhousing.org\/wp-content\/uploads\/2024\/01\/MR-3-1024x773.jpg","datePublished":"2024-01-08T20:50:09+00:00","dateModified":"2024-01-11T19:59:37+00:00","author":{"@id":"https:\/\/nationalfairhousing.org\/#\/schema\/person\/fcd54a13e68714d0ff8786c2a5e47104"},"breadcrumb":{"@id":"https:\/\/nationalfairhousing.org\/mary-robertos-journey-to-homeownership\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/nationalfairhousing.org\/mary-robertos-journey-to-homeownership\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/nationalfairhousing.org\/mary-robertos-journey-to-homeownership\/#primaryimage","url":"https:\/\/nationalfairhousing.org\/wp-content\/uploads\/2024\/01\/MR-3.jpg","contentUrl":"https:\/\/nationalfairhousing.org\/wp-content\/uploads\/2024\/01\/MR-3.jpg","width":1060,"height":800},{"@type":"BreadcrumbList","@id":"https:\/\/nationalfairhousing.org\/mary-robertos-journey-to-homeownership\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/nationalfairhousing.org\/"},{"@type":"ListItem","position":2,"name":"Mary &#038; Roberto&#8217;s Journey to Homeownership"}]},{"@type":"WebSite","@id":"https:\/\/nationalfairhousing.org\/#website","url":"https:\/\/nationalfairhousing.org\/","name":"NFHA","description":"National Fair Housing Alliance","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/nationalfairhousing.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/nationalfairhousing.org\/#\/schema\/person\/fcd54a13e68714d0ff8786c2a5e47104","name":"Andrea Lau","url":"https:\/\/nationalfairhousing.org\/author\/aolau\/"}]}},"_links":{"self":[{"href":"https:\/\/nationalfairhousing.org\/wp-json\/wp\/v2\/posts\/9268","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nationalfairhousing.org\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nationalfairhousing.org\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nationalfairhousing.org\/wp-json\/wp\/v2\/users\/28"}],"replies":[{"embeddable":true,"href":"https:\/\/nationalfairhousing.org\/wp-json\/wp\/v2\/comments?post=9268"}],"version-history":[{"count":5,"href":"https:\/\/nationalfairhousing.org\/wp-json\/wp\/v2\/posts\/9268\/revisions"}],"predecessor-version":[{"id":9280,"href":"https:\/\/nationalfairhousing.org\/wp-json\/wp\/v2\/posts\/9268\/revisions\/9280"}],"wp:attachment":[{"href":"https:\/\/nationalfairhousing.org\/wp-json\/wp\/v2\/media?parent=9268"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nationalfairhousing.org\/wp-json\/wp\/v2\/categories?post=9268"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nationalfairhousing.org\/wp-json\/wp\/v2\/tags?post=9268"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}