{"id":1606,"date":"2018-06-26T13:07:08","date_gmt":"2018-06-26T17:07:08","guid":{"rendered":"https:\/\/nationalfairhousing.org\/civil-rights-organizations-accuse-bank-of-america-of-housing-discrimination-in-37-metropolitan-areas\/"},"modified":"2021-12-13T20:17:35","modified_gmt":"2021-12-13T20:17:35","slug":"civil-rights-organizations-accuse-bank-of-america-of-housing-discrimination-in-37-metropolitan-areas","status":"publish","type":"post","link":"https:\/\/nationalfairhousing.org\/civil-rights-organizations-accuse-bank-of-america-of-housing-discrimination-in-37-metropolitan-areas\/","title":{"rendered":"Civil Rights Organizations Accuse Bank of America of Housing Discrimination\u00a0In 37 Metropolitan Areas"},"content":{"rendered":"

For Immediate Release
\nJune 26, 2018<\/p>\n

Contact:\u00a0 Jessica Aiwuyor | 202-898-1661 | jaiwuyor@nationalfairhousing.org<\/p>\n

Civil Rights Organizations Accuse Bank of America of Housing Discrimination\u00a0<\/strong>In 37 Metropolitan Areas
\n<\/strong><\/span><\/h2>\n

National Fair Housing Alliance, 19 Fair Housing Organizations, and Two Homeowners Charge Bank of America and Safeguard Properties Management with Violating the Federal Fair Housing Act <\/em><\/span><\/h3>\n

Map and photos of Bank of America-owned homes<\/span><\/strong><\/a><\/p>\n

Today, the National Fair Housing Alliance (NFHA), 19 fair housing organizations, and two homeowners in Maryland filed a federal Fair Housing Act lawsuit against Bank of America, N.A., Bank of America Corp., and Safeguard Properties Management, LLC (\u201cBank of America\/Safeguard\u201d). \u00a0The lawsuit alleges Defendants intentionally failed to provide routine exterior maintenance and marketing at Bank of America-owned homes in working- and middle-class African American and Latino neighborhoods in 37 metropolitan areas, while they consistently maintained similar bank-owned homes in comparable white neighborhoods.<\/p>\n

The data presented in the federal lawsuit, which is supported by substantial photographic evidence, shows a glaring pattern of discriminatory conduct by Bank of America\/Safeguard. More than 35,000 photos document the relevant routine exterior maintenance conditions of the homes. In neighborhoods of color, Plaintiffs found evidence of consistently poor exterior maintenance, such as wildly overgrown grass and weeds, unsecured doors and windows, damaged steps and handrails, accumulated trash and debris, unsecured pools, graffiti, and even dead animals decaying in yards. Plaintiffs investigated more than 1,600 Bank of America-owned homes in working- and middle-class white, African-American, and Latino neighborhoods. The lawsuit alleges that Bank of America-owned homes in predominantly white working- and middle-class neighborhoods are far more likely to have the lawns mowed and edged regularly, invasive weeds and vines removed, windows and doors secured or repaired, debris and trash removed, leaves raked, and graffiti erased from the property. Bank of America took possession of these homes after it foreclosed on the properties and became the owner of record. As owner of these homes, Bank of America is responsible for routine exterior maintenance on all of its properties.<\/p>\n

This lawsuit is the result of a multi-year investigation undertaken by NFHA and its fair housing agency partners. \u00a0In June 2009, NFHA notified Bank of America of maintenance problems that appeared to violate the Fair Housing Act. NFHA met with Bank of America officials for more than a year and offered recommendations to ensure proper treatment of its homes in communities of color. However, after seeing absolutely no improvement in routine exterior maintenance of Bank of America-owned homes in communities of color, NFHA began a multi-year, multi-city systemic investigation. Bank of America was put on notice multiple times since 2009, including the filing of a HUD housing discrimination complaint against it and publication of three reports documenting the nationwide problem of poor maintenance of bank-owned homes in communities of color.<\/p>\n

Two Maryland homeowners joined this federal discrimination lawsuit because of Bank of America\u2019s failure to maintain and secure homes next to theirs. The lawsuit claims Ms. Wanda Onafuwa and Ms. Chevelle Bushnell and her son, Jalen Bushnell, suffered not only physical damage to their townhomes, but also experienced emotional harm from living next to unsecured, unmaintained, vacant homes. Because Bank of America and Safeguard failed to secure the homes, unauthorized people entered the homes repeatedly over many months, causing damage to Ms. Onafuwa and Ms. Bushnell\u2019s property.<\/p>\n

Ms. Onafuwa has owned her home in Baltimore for 23 years, and Ms. Bushnell has owned her home in District Heights for 28 years. They had never had rodent problems or squatters in their neighborhoods until Bank of America\/Safeguard failed to secure and maintain its foreclosed homes adjacent to their properties. Ms. Onafuwa and her neighbors battled a rat infestation at Bank of America\u2019s home in her neighborhood, as well as a squatter. Ms. Onafuwa reported the various problems many times to Bank of America and Safeguard to no avail. She and her neighbors finally got the City of Baltimore involved to evict the squatter, tear down the rat-infested garage, and secure Bank of America\u2019s home.<\/p>\n

Ms. Bushnell battled squirrels in her attic when Bank of America\/Safeguard failed to board holes in the roof of its property. In addition, after Bank of America sent a foreclosure notice to the homeowners, they vacated the property. Bank of America allowed the property to sit vacant and did not process the official foreclosure notice for several years. As a result, the property looked abandoned and was vandalized several times. During this time period, the Bushnells\u2019 home was broken into when thieves knocked a hole in the wall between the vacant home next door and Ms. Bushnell\u2019s bedroom and then ransacked her home while she was at work.<\/p>\n

She had to report this damage to her insurance company, repair her home, and buy an alarm system and security doors to protect herself and her son. When Bank of America finally took ownership of the home, the Bank\/Safeguard continually failed to secure the house, which allowed people to enter the townhome at will and caused Ms. Bushnell and her son great distress, due to their previous experience.<\/p>\n

\u201cBank of America and Safeguard\u2019s deplorable and intentional inaction left innocent homeowners exposed to numerous health hazards and personal risks. No one should have to live like this due to Bank of America\u2019s failure to maintain its own properties,\u201d said Lisa Rice, President and CEO of NFHA. \u201cNFHA and the co-plaintiffs filed this lawsuit to make sure that these discriminatory practices come to an end and that perpetrators like Bank of America are held responsible for their unjust policies and practices,\u201d Rice continued.<\/p>\n

The poor appearance of Bank of America-owned homes in middle- and working-class neighborhoods of color destroys the homes\u2019 curb appeal for prospective owner-occupant buyers and invites vandalism because the homes appear to be abandoned. Additionally, the blight created by Bank of America\/Safeguard results in a decline in home values for African American and Latino families who live next door or nearby, deepening the racial wealth gap and inequality in America.<\/p>\n

Ms. Rice further said, \u201cBank of America and Safeguard\u2019s intentional failure to correct their discriminatory treatment in African American and Latino neighborhoods\u2014the same communities hardest hit by the foreclosure crisis\u2014is systemic racism. The purposeful neglect of bank-owned homes in communities of color devalues the properties and the lives of the families in the neighborhoods around them. The health and safety hazards created by these blighted bank-owned homes negatively affect the residents, especially the children, living nearby. We have asked Bank of America and Safeguard to provide the same standard of routine exterior maintenance and marketing for all of its bank-owned homes, regardless of the age, value, or racial composition of the neighborhood in which they are located.\u201d<\/p>\n

The investigation documented 37 objective aspects of routine exterior maintenance that are common factors used in the preservation maintenance industry. Plaintiffs recorded deficiencies such as overgrow lawns, accumulated litter, trash and debris in yards, broken and boarded windows, unlocked doors and windows, graffiti, unsecured pool gates, lack of for-sale signs and discarded signs in bushes, and obstructed gutters and missing downspouts, among other items that are necessary for property preservation.<\/p>\n

Nationwide, the data shows that:<\/strong><\/p>\n