{"id":1585,"date":"2017-12-08T11:50:52","date_gmt":"2017-12-08T16:50:52","guid":{"rendered":"https:\/\/nationalfairhousing.org\/consumer-advocates-file-in-support-of-acting-cfpb-director-leandra-english\/"},"modified":"2017-12-08T11:50:52","modified_gmt":"2017-12-08T16:50:52","slug":"consumer-advocates-file-in-support-of-acting-cfpb-director-leandra-english","status":"publish","type":"post","link":"https:\/\/nationalfairhousing.org\/consumer-advocates-file-in-support-of-acting-cfpb-director-leandra-english\/","title":{"rendered":"Consumer Advocates File in Support of Acting CFPB Director Leandra English"},"content":{"rendered":"

\"\"<\/p>\n

Consumer Advocates File in Support of Acting CFPB Director Leandra English<\/strong><\/p>\n

Agency\u2019s Independence Is Necessary to Its Mission, Groups Say<\/strong><\/em><\/p>\n

WASHINGTON, D.C. \u2013 The U.S. Consumer Financial Protection Bureau\u2019s (CFPB) independence from external political influence is crucial to the agency\u2019s mission of protecting consumers, 10 groups told a court today in an\u00a0amicus brief<\/a>\u00a0filed in the U.S. District Court for the District of Columbia.<\/p>\n

The groups are Public Citizen, Americans for Financial Reform, Center for Responsible Lending, Consumer Action, National Association of Consumer Advocates (NACA), National Consumer Law Center (NCLC), National Consumers League, National Fair Housing Alliance (NFHA), Tzedek DC and U.S. Public Interest Research Group Education Fund (U.S. PIRG Education Fund).<\/p>\n

In the case, Deputy CFPB Director Leandra English is seeking a preliminary injunction allowing her to serve as acting director of the CFPB while litigation over the lawful acting director \u2013 herself or U.S. Office of Management and Budget Director Mick Mulvaney \u2013 proceeds. In their amicus filing, the groups explain that the public has a strong interest in English serving as the acting director while the court further considers the legal issues.<\/p>\n

\u201cIf there is any doubt about why Congress protected the CFPB\u2019s independence, look no further than the present,\u201d said Robert Weissman, president of Public Citizen. \u201cLeandra English, an experienced CFPB senior official, has directed the agency to continue pursuing its important mission. Mick Mulvaney has shown that he neither supports the agency\u2019s mission nor values its independence. In his short time at the CFPB, he has tried to freeze the agency\u2019s work and to tie it to the White House\u2019s political priorities.\u201d<\/p>\n

\u201cThis case involves more than the simple question of who gets what job. It\u2019s about whether the Trump administration has to respect the plan Congress set up for an independent regulator that is shielded from the influence of Wall Street, so it can effectively protect the public interest,\u201d said Lisa Donner, executive director of Americans for Financial Reform. \u201cMick Mulvaney plainly wants to subvert congressional intent. Leandra English is a professional who would continue the important, mandated work of protecting consumers in the financial services marketplace.\u201d<\/p>\n

\u201cThe Consumer Financial Protection Bureau, as an independent agency, can\u2019t be run by someone who takes orders from the payday lenders and from the president \u2013 that defeats its entire purpose. The consumer bureau, like the other financial regulatory agencies, is supposed to be insulated from daily political interference and influence. That makes Mulvaney unfit to head the agency, especially given his commitment to undermine the agency\u2019s recent rule on payday and car title lending,\u201d said Mike Calhoun, president of the Center for Responsible Lending. \u201cThe president should follow regular order and nominate a director who can gain support from both parties, not circumvent the confirmation process. It\u2019s time to start calling the appointment of Mulvaney for what it really is: the beginning of an attempt, driven by the payday lenders, to eliminate the consumer agency.\u201d<\/p>\n

\u201cConsumers rely on a strong, responsible, independent CFPB to alert them, protect them and hold corporations accountable for their actions,\u201d said Linda Sherry, Consumer Action\u2019s director of national priorities. \u201cThe bureau needs leaders, like Leandra English, who support its consumer protection mission, not those who seek to destroy it from within.\u201d<\/p>\n

\u201cThe CFPB was created because of the regulatory capture of the existing bank regulators and their complete failure to stop Wall Street banks\u2019 predatory behavior that caused such enormous damage to American consumers and our economy,\u201d said Ira Rheingold, executive director of NACA. \u201cAllowing the foxes \u2013 in the guise of Mick Mulvaney \u2013 to run the consumer protection henhouse is something that should not happen without the full consent of the U.S. Senate.\u201d<\/p>\n

\u201cBoth consumers and law-abiding companies engaged in fair and honest competition benefit from having an independent enforcement agency like the consumer bureau that impartially ensures that everyone follows the same rules and creates a level playing field,\u201d said National Consumer Law Center Director of Litigation Stuart Rossman. \u201cAmerican families need a tough \u2018cop on the beat\u2019 that is dedicated to protecting and preserving marketplace justice for all.\u201d<\/p>\n

\u201cThe National Consumers League believes it is clear where the public interest lies in this case. The CFPB is an independent federal consumer protection agency, and any new director of the Bureau must be nominated and approved by the Senate for this specific job before taking the reins at the CFPB. In the interim, the CFPB must be led by an acting director dedicated to the agency\u2019s mission and its independence,\u201d said Sally Greenberg, executive director of the National Consumers League.<\/p>\n

\u201cA major goal of the CFPB is to enforce the nation\u2019s fair lending laws with financial institutions like payday lenders and auto dealers,\u201d stated Lisa Rice, executive vice president of NFHA. \u201cThese are entities that had very little or no regulatory oversight before the passage of Dodd-Frank. Leandra English wants to make sure the markets are free from discrimination. When he was a congressman, Mick Mulvaney sponsored legislation to eliminate the bureau; now he wants to limit the agency\u2019s authority to pursue those who break the law.\u201d<\/p>\n

\u201cThe CFPB\u2019s independence is critical to its effectiveness in protecting our client community of low-income D.C. residents, who often face debt, credit and predatory lending crises, as well as unjust debt collection activities,\u201d said Ariel Levinson-Waldman, president and director-counsel of Tzedek DC. \u201cThe bureau, to say the least, should not be run by a member of the president\u2019s Cabinet. The court should act to ensure compliance with Congress\u2019s intent in Dodd-Frank of having an independent CFPB.\u201d<\/p>\n

\u201cThe Dodd-Frank Act clearly anticipated the idea of a hostile administration hijacking the CFPB without the Senate confirmation of a qualified director,\u201d said Ed Mierzwinski, the Consumer Program Director for U.S. PIRG Education Fund. \u201cThe court should grant the preliminary injunction and let the independent bureau go back to doing its only job, protecting consumers.\u201d<\/p>\n

The organizations\u2019 amicus brief is\u00a0here<\/a>.<\/p>\n

###<\/p>\n","protected":false},"excerpt":{"rendered":"

Consumer Advocates File in Support of Acting CFPB Director Leandra English Agency\u2019s Independence Is Necessary to Its Mission, Groups Say WASHINGTON, D.C. \u2013 The U.S. Consumer Financial Protection Bureau\u2019s (CFPB) independence from external political influence is crucial to the agency\u2019s mission of protecting consumers, 10 groups told a court today in an\u00a0amicus brief\u00a0filed in the […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[33,34,2],"tags":[],"class_list":["post-1585","post","type-post","status-publish","format-standard","hentry","category-news-media","category-nfha-news","category-press-releases"],"acf":[],"yoast_head":"\nConsumer Advocates File in Support of Acting CFPB Director Leandra English - NFHA<\/title>\n<meta name=\"description\" content=\"Consumer Advocates File in Support of Acting CFPB Director Leandra English Agency\u2019s Independence Is Necessary to Its Mission, Groups Say WASHINGTON, D.C. \u2013 The U.S. Consumer Financial Protection Bureau\u2019s (CFPB) independence from external political influence is crucial to the agency\u2019s mission of protecting consumers, 10 groups told a court today in an\u00a0amicus brief\u00a0filed in the […]\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nationalfairhousing.org\/consumer-advocates-file-in-support-of-acting-cfpb-director-leandra-english\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Consumer Advocates File in Support of Acting CFPB Director Leandra English - 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